Due to the shortage of inventory and to high prices for new housing The homes for sale and used departments has increased rapidly in the last three years. In 2010, 33% of the shares of real estate sales in Mexico were in second use marketGrowth that, while less bulky, shared with the remodeling industry.
Onis Life, a company that manages the process of remodeling Infonavit all credits granted for this purpose, estimates that only for the DF remodeling business Home totaled 5.000 billion, and that in the next few years at least 20% of the loans made by the public sector and Fovissste Infonavit, will be allocated to this activity.
According to the company, although the maximum amount finance for redevelopment by the Infonavit is about 400,000 pesos, the average credits is 322.000 pesos, and relate to housing middle and residential segments.
"A house takes between 10 and 30% of its value in a remodeling depends on the value of property. For example, for a house of 3 million pesos, 10% is enough to make it fit, "according to Life Onis.
Although this firm has a large portfolio to face in the Infonavit, also provides service to the public, and with the same conditions as the public institution: the architect can not charge for their work over 15% of remodeling budget, And that percentage is 3% administration de Onis Life, and 1% of the bond which guarantees to all get what they wanted.
The money from credit or savings deposits in particular a trust operated by Onis Life and capable of being monitored online.
Onis Life, a company that manages the process of remodeling Infonavit all credits granted for this purpose, estimates that only for the DF remodeling business Home totaled 5.000 billion, and that in the next few years at least 20% of the loans made by the public sector and Fovissste Infonavit, will be allocated to this activity.
According to the company, although the maximum amount finance for redevelopment by the Infonavit is about 400,000 pesos, the average credits is 322.000 pesos, and relate to housing middle and residential segments.
"A house takes between 10 and 30% of its value in a remodeling depends on the value of property. For example, for a house of 3 million pesos, 10% is enough to make it fit, "according to Life Onis.
Although this firm has a large portfolio to face in the Infonavit, also provides service to the public, and with the same conditions as the public institution: the architect can not charge for their work over 15% of remodeling budget, And that percentage is 3% administration de Onis Life, and 1% of the bond which guarantees to all get what they wanted.
The money from credit or savings deposits in particular a trust operated by Onis Life and capable of being monitored online.
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